Welcome back to AI Finance Revolution, the weekly briefing built for professionals who move markets as fast as algorithms do. Each edition hands you the sharpest headlines, standout tools, and must-know insights, so you can navigate the AI era with confidence instead of catch-up.

This week’s pulse: Klarna’s CEO warns that generative agents may trim white-collar jobs faster than regulators can react, Money20/20 Europe crowns “agentic AI” the next retail-bank staple, and a fresh €175 million fuels robo-advice expansion across the continent. We also unpack a no-code cockpit from Alipay+, a quote that puts productivity before panic, and a quick explainer on agentic systems. Plus the conferences where these ideas will be discussed.

Scan the highlights below, bookmark what matters for you.

Silent cities, automated prosperity. Will AI thrive as human jobs fade?

Top AI and Finance News

  1. Klarna CEO warns AI efficiency could spark recession
    Sebastian Siemiatkowski says generative AI already replaces thousands of service jobs and could trigger a short-term downturn unless governments act quickly. Klarna’s own chatbot now does the work of 700 human agents. Read more

  2. Money20/20 Europe spotlights “agentic” AI and stablecoins
    The show’s final day centred on autonomous AI agents in banking apps, new euro-stablecoin pilots and best-practice sessions for AI-first neobanks. The crowd verdict: 2025 is the year agents go mainstream in retail finance. Read more

  3. Fiserv moves to 100 % ownership of AIB Merchant Services
    The US processing giant will buy AIB’s remaining 49.9 % stake, giving it full control of one of Europe’s largest acquiring businesses as it doubles down on AI-enabled payments analytics. Read more

  4. Microsoft opens user data to third-party AI tools—regulators uneasy
    A new opt-in policy could turbo-charge fintech LLM products but raises privacy and AML risks, regulators told Dwealth News. Read more

  5. EU mulls delay to AI Act implementation
    Brussels is considering pausing the first compliance deadlines after industry backlash over general-purpose model rules—critical for banks deploying in-house LLMs. Read more

Alipay+ GenAI Cockpit: Seamlessly pilot payments, compliance, and customer ops—powered by AI.

Tool of the Week

Alipay+ GenAI Cockpit

Ant International’s new AI-as-a-Service platform lets fintechs spin up agentic AI “cockpits” for payments, compliance and customer ops without building models from scratch.

Potential Applications:

  1. Automate multi-rail payment-method optimisation and real-time fraud checks.

  2. Natural-language configuration of AML/KYC rules for faster market entry.

  3. Deploy custom treasury or lending agents that learn from proprietary data while running on-prem for regulatory control.

Expert Insight

“AI’s productivity surge is happening now—and it’s removing white-collar roles faster than any previous tech cycle. We need honest debate and policy readiness before efficiency becomes a recession.”

Sebastian Siemiatkowski, CEO, Klarna

Why it matters: Fintech leaders are signalling short-run labour displacement risks even as they champion AI adoption. A cue for finance chiefs to balance rapid deployment with workforce strategy.

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Upcoming Events (next 3 months)

• NVIDIA GTC Paris 2025
Date & Format: 10 – 12 Jun 2025 | In-person (Paris, Porte de Versailles)
Why attend: Europe’s flagship NVIDIA event now features dedicated AI-in-finance sessions, partner demos, and DLI workshops for quant, risk, and infra teams.
Register

• FinTech Futures Webinar: “The Future of Fintech Marketing”
Date & Format: 19 Jun 2025 | Virtual webinar
Why attend: Explores AI-driven personalisation and customer-journey analytics—ideal for growth and comms teams.
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• Operating Partners Forum Napa 2025
Date & Format: 25 – 27 Jun 2025 | In-person (Napa, CA)
Why attend: PEI’s summit adds a brand-new AI-for-portfolio-companies track led by Goldman Sachs Alternatives.
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• NTU Summer School & Conference on AI for Finance
Date & Format: 4 – 7 Jul 2025 | Singapore (hybrid)
Why attend: Three-day summer school plus research conference covering machine-learning advances in asset pricing and risk.
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• AI & Machine Learning in Quant Finance Conference (CQF Institute)
Date & Format: 17 Sep 2025 | Virtual
Why attend: Free one-day deep dive into ML trading, featuring practitioners from leading hedge funds.
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• 7th Annual AI in Financial Services Conference
Date & Format: 9 – 10 Sep 2025 | London, UK
Why attend: Focuses on responsible AI deployment with regulators and tier-1 banks sharing live case studies.
Register